Law

California Prop 213: Uninsured Drivers and Injury Claims

California Prop 213 can limit nonfinancial damages in covered situations. It is not a simple yes-or-no rule based only on whether someone says a driver was uninsured.

Reviewed by Andrew Ronald Gillin · 2026-11-05

Who may be affected by California Prop 213

Civil Code section 3333.4 requires close attention to the person’s role, ownership, insurance, and the claim being made. Some issues depend on facts such as a conviction or a product-liability claim. A list of possible exceptions does not establish that an exception fits you.

Why a DUI conviction or product claim may matter

Bring the actual policies, vehicle ownership information, and relevant records to a legal review. Even when a particular Prop 213 restriction does not apply, other elements, defenses, deadlines, policy limits, and payment problems may remain. This page does not guarantee recovery of financial losses.

Facts an attorney needs to assess possible exceptions

For a useful review, keep the following information together. You do not need to enter it on this website.

  • The actual policy, bill, report, or notice involved.
  • Dates and facts that could change which rule applies.
  • The questions you want an attorney to answer before you take a step.

READ THE DECISIONS

Court decisions relevant to california prop 213: uninsured drivers and injury claims

Hodges v. Superior Court

(1999) 21 Cal.4th 109, pp. 111–113

The court let a claim about a car’s unsafe design proceed despite the driver’s lack of insurance. The damage limit did not apply in that setting.

Limits of this decision: That is not the rule for every crash claim. A claim based on careless driving needs its own review.

Read the opinion ↗

Review information for this guide is recorded above. Read each decision with its stated limits.

Legal and agency sources for this page

Use the sources to read the underlying rule or current official process. A source link is not personal legal advice.

  1. Civil Code section 3333.4 ↗
  2. Hodges v. Superior Court (1999) 21 Cal.4th 109 ↗

Reviewed by Andrew Ronald Gillin · 2026-11-05 · Review and correction process

YOUR NEXT STEP CAN BE A CONVERSATION

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A guide can explain the rule. A lawyer can review your facts.

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