California Uber and Lyft Insurance: Ride Status and Coverage

California rideshare liability insurance by trip stage

The chaptered text of SB 371 addresses $1 million in primary liability coverage during the covered accepted-trip period and passenger UM/UIM of $60,000 per person and $300,000 per incident. It also addresses policy priority. Do not read those different figures as amounts every claimant can add together.

Sources: SB 371, chaptered 2025 ↗ · Insurance Code section 11580.2 ↗

Passenger UM/UIM coverage under SB 371

Review the crash date, trip stage, role of each person, and policy version. A receipt or app record may help establish status. Other potentially applicable insurance requires separate review. This guide does not determine an insurer’s duty or the amount a person can recover.

Sources: SB 371, chaptered 2025 ↗ · Insurance Code section 11580.2 ↗

Other policies require separate review

For a useful review, keep the following information together. You do not need to enter it on this website.

• The actual policy, bill, report, or notice involved.
• Dates and facts that could change which rule applies.
• The questions you want an attorney to answer before you take a step.

Sources: SB 371, chaptered 2025 ↗

READ THE DECISIONS

Court decisions relevant to california uber and lyft insurance: ride status and coverage

Review information for this guide is recorded above. Read each decision with its stated limits.